NO CLOSING COST LOANS for Realtor Associates

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Program Rate Points APR
Conf 15 Yr Fixed 6.500% 0.000 6.604%
Conf 30 Yr Fixed 6.999% 0.000 7.066%
Elite Conf 15 Yr Fixed 6.375% 0.000 6.478%
Elite Conf 30 Yr Fixed 6.999% 0.000 7.066%
Last update: 2026-09-04
Assumptions

Rates and fees are based upon Single Family House, Owner Occupied, Purchase & 30 day rate lock period.

Conforming: $400,000 / 70%LTV / 700 Credit Score

Conf High-Balance: $647,201 / 70% LTV / 720 Credit Score

Jumbo: $970,801 / 70% LTV / 720 Credit Score

All "Elite" Products / 70% LTV / 760 Credit Score / Minimum loan amount $200K

The rates displayed are subject to change without notice.

Details

Today's Rates

As an ARA Realtor Associate, Your Clients will receive up to $5,000 credit towards Non-Recurring Closing Costs on most loan programs

  • NO DOC PREPARATION FEE

  • NO COURIER/NOTARY FEE

  • NO ADMINISTRATION FEE

  • NO CREDIT REPORT FEE

  • NO UNDERWRITING FEE

  • NO PROCESSING FEE

  • NO RECORDING FEE

  • NO ESCROW FEE

  • NO TITLE FEE

This Closing Cost credit is available only on the following types of loans:

  • Single Family Residences or Condos

  • California Properties Only

  • Refinances and Purchases

  • On 1st and 2nd Trust Deeds

  • Loan Amounts Up to $1,000,000

Exceptions to the No Closing Cost credit are the following:

  • Mixed-Use Property

  • Co-Ops and Condotels

  • Non-Warrantable Condos

  • 3-4 Unit Residential Property

  • Non-Arms Length Transactions

  • Loan Amounts Over $1,000,000

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