“ American Realty Associates provided fast and reliable service. I will be recommending them to everyone! ”

~ Survey Responder

Today's Rates

Program Rate Points APR
Conf 15 Yr Fixed 6.500% 0.000 6.604%
Conf 30 Yr Fixed 6.999% 0.000 7.066%
Elite Conf 15 Yr Fixed 6.375% 0.000 6.478%
Elite Conf 30 Yr Fixed 6.999% 0.000 7.066%
Last update: 2026-09-04
Assumptions

Rates and fees are based upon Single Family House, Owner Occupied, Purchase & 30 day rate lock period.

Conforming: $400,000 / 70%LTV / 700 Credit Score

Conf High-Balance: $647,201 / 70% LTV / 720 Credit Score

Jumbo: $970,801 / 70% LTV / 720 Credit Score

All "Elite" Products / 70% LTV / 760 Credit Score / Minimum loan amount $200K

The rates displayed are subject to change without notice.

Details

0.75% Compensation for Broker Associates

As a BROKER ASSOCIATE of ARA, you will earn compensation of 0.75% of loan amount on every deal.  You will also have the following benefits:

  • Have access to the industry's cutting edge programs.

  • Provide your clients with the most competitive rates in the industry.

  • View your agents' pipeline of loan online 24 hours a day.

  • Retain quality agents by offering compensation to them for their loans.

  • Work with experienced loan officers and relationship managers.

  • Work with a mortgage partner that specializes in purchase business.

  • Promote your listings on our website where tens of thousands of people view it monthly.

  • Eliminate overhead expenses by hiring processors and loan officers inhouse, let our staff become your staff.

  • Work with a mortgage partner that guarantees to close your loans on time every time.

  • Cut your marketing expenses by taking advantage of our "Client for Life" program

REMEMBER: "YOUR REPEAT BUSINESS IS OUR REPEAT BUSINESS"