“ American Realty Associates provided fast and reliable service. I will be recommending them to everyone! ”
~ Survey Responder
ARA Closing Costs:
This table of closing costs assumes a purchase price and loan amount of $200,000.
Today's Rates
| Program | Rate | Points | APR |
|---|---|---|---|
| Conf 15 Yr Fixed | 6.500% | 0.000 | 6.604% |
| Conf 30 Yr Fixed | 6.999% | 0.000 | 7.066% |
| Elite Conf 15 Yr Fixed | 6.375% | 0.000 | 6.478% |
| Elite Conf 30 Yr Fixed | 6.999% | 0.000 | 7.066% |
| Last update: 2026-09-04 | |||
| THIRD PARTY COSTS: | ||
| APPRAISAL FEE | $675 | |
| CREDIT REPORT FEE | $125 | |
| ESCROW FEE | $700-$900 | |
| LENDER’S TITLE INS. | $700-$800 | |
| SIGNING FEE | $125 | |
| RECORDING FEE | $100-$150 | |
| TAX SERVICE FEE | $65 | |
| FLOOD FEE | $15 | |
| COURIER FEE | $75-$100 | |
| TOTAL 3RD PARTY FEES | ($2880-$3255) | |
| PREPAID ITEMS: | ||
| PREPAID INTEREST | Daily interest X number of days left in the month | |
| HAZARD INSURANCE | $700 Approximately | |
| TOTAL FEES TO BE PAID | ($3580 - $3955) + PREPAID ITEMS | |